Traveling is one of the most enjoyable and interesting things we can do, but with traveling comes some risks. We all know that it’s not always safe to travel and that some of the things associated with it, such as money and hotel stays bring with them some additional risks as well. There are some top ten safe travel tips that you can use to make your travels more safe and enjoyable.Everyone should take the time to learn the top ten safe travel tips for those who are traveling summer or winter.1. Keep your self and your children seat belted at all times when the car is moving. Keep your young children or toddlers safely secured in a rear facing car seat. The reason this is a top ten safe travel tip is obvious. The kids are our number one concern when it comes to traveling.2. Keep your cash stashed out of sight. When you stop don’t display large amounts of cash and don’t flash it in a store. When you can use travelers checks as opposed to carrying large amounts of strictly cash. When you do carry cash, keep some in the car, some on you and some on your spouse so that your trip is not dependent upon just one person. One of the top ten safe travel tips that can keep your trip safe if one of you is injured, or your car is stolen, is this one.3. Keep a first aid kit in your car at all times.4. Don’t visit an ATM machine at night or when alone.5. If traveling with children, keep things to occupy them so that you can keep your attention focused on the driving, where your attention should be. This top ten safe travel tip is one of the most important.6. Be aware of how is around you at all times. Make sure that you are paying attention to where you children are, and where others are located in relation to them and to you.7. Keep your luggage or pda/palm pilot close to you. Don’t permit strangers to come near your luggage or ask them to watch it while you enter a restroom or other areas where you are not able to see the things you will be carrying onto an airline or train/automobile. Paying close attention to this one of the top ten safe travel tips will assure that you not only keep yourself and your family safe, but also others who will be traveling with you if you are using mass transportation.8. Keep your regular medication handy and on your person as opposed to packaged all separate from you.9. Don’t carry your most valued jewelry or your most expensive coat with you on vacation. Its in open invitation.10. Don’t take your children with you or travel to parts of the country where advisories have been issued. If it is truly a vacation, then why put yourself into a position to be in danger.
Let’s face it. Commissions are the primary reason any broker or agent would take a property listing. This is fairly straightforward. After all, brokers and agents are not paid merely to work forty hours a week; they are paid to sell property regardless how many hours a week.It always boils down to the sale; no sale, no paycheck. Even with a hundred listings; zero sales equate to zero commissions and the agent makes zero money.Therefore it always seemed paradoxical to me that some agents would devote so much time and energy to list a rental income property and then so little time and energy trying to sell it. Worse than that, that so many would take the listing and then simply throw it up against the wall hoping to generate an offer. Okay, for the lucky ones, perhaps, but for the majority it was just another pile of hours with no money to show for it.I saw it happen dozens of times during my thirty years in real estate to colleagues of mine trying to sell rental income property and never understood it.So it seemed like a good idea to suggest two areas where agents commonly fail that might be helpful if addressed. Alone, they might not increase the number of closed rental property transactions, given the many factors investors rely upon to make investment decisions. But they are a requirement to get agents started with investment property in the right direction.The NumbersUnlike residential buyers who are typically more emotional about amenities and floor plans, real estate investors make their investment decisions based on the numbers. Real estate investing is always about the bottom line: cash flows, rate of return, and profitability.It stands to reason, therefore, that anyone who is serious about servicing income-producing property has to run the proper numbers
Gross Scheduled Income
Net Operating Income
As well as the significant returns like
Internal Rate of Return
This is the type of financial data your colleagues and potential buyers are looking for in your marketing presentations. And there was nothing more frustrating to me than to receive a marketing package from an agent for a property I planned to show one of my investor-clients when it’s not displayed.If you’re new to real estate investing and not sure how to run the numbers, than ask a willing colleague who knows how to show you. Or invest in a real estate investment software solution that computes it for you.The important thing is to send out a complete marketing package with meaningful numbers that allows others to evaluate the profitability of your rental property listing; not a half-baked one containing just a price, picture and few scanty details about the configuration.Remember, this is income property you’re trying to sell, not a house. And when you make the effort to present the cash flows and returns before you begin marketing, you not only increase your chances of making a sale, you also promote your image as someone who understands investment property which in turn might lead to future business. It did for me.The ReportsOkay, but you should also understand the types of reports to present that investors and colleagues expect to see. These, of course, can range from just a few to a lot so I’ll just suggest a couple of the reports I used in the early stages of promoting my new income property listings.Marketing flyer – This announces the listing to the community-at-large. It’s best to limit it to one-page for easy distribution, but in addition to the obvious like price, number of units, size and picture, include enough revenue data for readers to evaluate the cash flow, rates of return and profitability.APOD – This is one of the more popular real estate investing reports because it presents a good initial-glimpse of a property’s annual financial performance during the first year of ownership. Whereas a marketing flyer might tend to highlight a best-case scenario, an APOD is based upon the property’s more actual income and operating expenses. So it is commonly requested by colleagues and potential buyers.Pro Forma – This is a projection of the rental property’s potential future financial performance. It is subjective because it relies upon data estimates for maybe ten years out, but it does serve the investment-decision process. So it will benefit your sale efforts to have one prepared.As stated, these are just a few of the reports commonly used for investment real estate analysis. But they are a good start. And here again, you can turn to a real estate investing software to create them for you if you’re unsure how, or simply rather not spend the time creating them yourself.
Network marketing is the most innovative income opportunity of the 21st century. The market place is well and truly ready for it and when done correctly, it is a win-win answer for all concerned and will provide a recession proof lifestyle.
Many people have the wrong idea about what network marketing involves. The truth is that in the last 20 years it has evolved significantly and the smart people who are getting involved are reaping huge rewards for their efforts.
Think about this. Each time there is a down turn in the economy, the world panics. Interest rates increase, unemployment increases, everyday living costs rise, and yet the average income stays the same. In fact you can no longer use the words job and security in the same sentence.
When the economy hits shaky ground you have to tighten the belt and readjust your spending just to get by. But, while we can not control the economy, we can control our reaction to it. Network marketing businesses stay alive and well during an economic downturn. In fact, there is no excuse to allow a bad economy to determine your income or failure to have one.
If you want a recession proof lifestyle, then a home business in network marketing will get you there. So what’s so exciting about network marketing? Well it is a low risk high income potential business for a start. It offers equal opportunity to everyone. And what most people in network marketing have discovered. It’s not just about the money.
There is a huge sense of personal achievement and self improvement that comes with it. People in a network marketing business genuinely want to help others. That’s what is so special about this business. It’s not just about you, but what you can do for others. Networking is potentially the greatest economic opportunity that exists today. Worked correctly, it is a recession proof business that will provide you with a recession proof lifestyle.
One of the best things about a network business is that you don’t have to learn everything about the business to get started. It has a learn as you earn approach, which means you get started immediately, get your income started, and learn the ropes as you go. Remember though, it does take time. You can’t expect to be earning a million dollars in your fist year. You can however expect to head in the right direction towards that million dollars, provided you work at it and don’t stop.
If you want a recession proof lifestyle, you have to work at it like any other income venture, and it doesn’t happen overnight. The beautiful thing about network marketing though is it follows the very best income earning strategy, which over time allows you to leverage your time for other things in your life. An effective network marketing business will allow you to leave behind your cares about what state the economy may be in. You can take a holiday when the stock market is crashing!
Want a recession proof lifestyle… get started on your network marketing home business today.